Instant Cash Loans

You know those moments in life when there is an incredible opportunity but you don’t have the money to take it? It might be a super deal on TradeMe or a cheap flight offer online, either way, you need money now, not in a week when you get your next pay. Great deals don’t wait and if you don’t have the money you will miss out.

The solution is easy, Moola offers instant cash loans from $100 to $5000. The application process is 100% online and takes about five minutes to complete. Once the loan has been approved we can have the money in your bank within an hour, meaning that you can get what you want when you want it.

Moola. Fast little loans online. It’s what we do.

Need up to $5,000 fast?
See how simple it is.
Getting ready...
* WARNING: This loan breakdown and repayment estimate is true only for the example selected. Different terms, fees or loan amounts will create different results. There are no penalties for early repayments.

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Fast Little Loans Online
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100% online
60 minute payment guarantee
Automatic repayments
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Maximum repayment period {{ GetProductConfig().MaximumLoanNumberOfDays }} days
No hidden fees
No small print
No surprises
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What You Need

Be connected
You must have a cell phone, email address and computer access as we’re a 100% online loan provider.
Be employed
You must be in ongoing employment and not bankrupt. We don’t lend to self-employed or beneficiaries.
Have a bank account
You must have an active bank account where your pay gets credited into on regular paydays.
You must also be over 18 and pass our employment checks along with other standard criteria here.

What people say

"It happens as quickly as they say - 1hr and plenty of communication ensure I know what's happening. Polite and friendly staff."
Clare Wade
"Urgently needed cash on the day. Couldn't get a loan anywhere else because of credit rating. Applied and got the money the same day!"
Trusted Customer
"Always had a great experience, from returning for loans to them being very flexible with my repayments."
Ngareta Taviliniu
"All problems and queries were sorted out in a timely fashion."
Rex Wilson
"Very prompt service. Awesome :) would definitely tell others."
Nikki Williams
Fast and quality service
"Fast and quality Service. No dodgy business."
Trusted customer
Great experience
"Excellent and quick service."
Deborah Pitout
Very helpful
"Very helpful, Moola staff went above and beyond to make my loan happen. Thanks so much:)"
Dean Straker
"Fantastic and very fast service, very happy."
Kurt Weber
Hassle free
"Couldn't off been easier excellent service answered all my questions."
Ross Swensson
Super service from a super team
"The team were very helpful and fast as always. I’m very grateful to everyone who’s helped me at Moola. They always give a top effort."
Ross Swensson